The Centre has approved 18.77 lakh homes under PMAY-U 2.0 so far, with 29,000 more cleared this month across six states, inching the scheme toward its 20-lakh milestone.
The Ministry of Housing and Urban Affairs has sanctioned a total of 18.77 lakh houses under Pradhan Mantri Awas Yojana-Urban 2.0. The number moved on September 10, when the 9th meeting of the Central Sanctioning and Monitoring Committee cleared over 29,000 additional houses. Those new approvals fall under two of the scheme's verticals, Beneficiary Led Construction and Affordable Housing in Partnership. They cover six states: Assam, Bihar, Gujarat, Telangana, Tripura and Uttar Pradesh.
Secretary Satendra Singh, who chaired the meeting, made one procedural change worth noting. CSMC meetings will now happen every second week of the month instead of on an irregular schedule. States and Union Territories have been told to submit fully approved projects by month-end so they're ready for the next sanctioning round. That's a small administrative shift, but it signals the ministry wants a steadier, more predictable pipeline of approvals rather than periodic large batches.
PIB's release breaks down the 18.77 lakh sanctioned homes by beneficiary group, and the split is worth sitting with:
The 92% women-ownership figure stands out. It reflects a deliberate scheme design choice, not an incidental outcome, and it's meaningfully higher than what most housing programs achieve on gender-linked ownership.
PMAY-U 2.0 builds on the original PMAY-Urban scheme, and the combined numbers across both phases are large. More than 1.25 crore houses have been sanctioned in total, and over 1 crore have already been completed and handed over to beneficiaries. Against that backdrop, PMAY-U 2.0's 18.77 lakh is still a relatively early-stage number for the newer phase, one that's approaching its next round-figure milestone rather than a mature, largely-delivered program.
The scheme targets urban EWS, LIG and MIG families with an annual household income up to ₹9 lakh. Eligible beneficiaries can use PMAY-U 2.0 in one of four ways: building their own pucca house, buying a unit in a scheme-built project, accessing affordable rental housing, or claiming an interest subsidy on a home loan. That range of options is meant to fit different financial situations rather than forcing every eligible family into the same construction-based model.
A scheme moving toward its next lakh-scale milestone is a genuine, if incremental, addition to India's affordable housing stock, particularly in the six states named in this latest round. For anyone comparing government-backed affordable housing against private-market options, Maharashtra's MHADA lottery programs offer a useful parallel: both routes move slower and more bureaucratically than private purchases, but both also price meaningfully below comparable open-market stock in the same regions.
